Taylor SS Darcel cash envelope walletThis wallet is made of a glossed pebble, dark burgundy vegan leather body, with a matching pen flap. It has a burgundy faux suede interior, with rose gold, gold or silver hardware throughout. The item comes with the detachable pen on the flap included in the purchase. As a cash saving wallet that uses the cash envelope system, this wallet comes with five budgeting sections PVC envelopes for areas that we often have to keep track of on a weekly basis