Taylor SS Milly cash envelope walletThis wallet is made of a tan vegan leather body, with a black ridged pen flap embellished with gold studs. It has a tan faux suede interior, with gold hardware throughout. The item comes with the detachable pen on the flap included in the purchase. As a cash saving wallet that uses the cash envelope system, this wallet comes with five budgeting sections PVC envelopes for areas that we often have to keep track of on a weekly basis (Commute, Beauty,